Ohio · Kentucky · Indiana

MorylHome Loans

Access to 200+ investors, competitive rates, and loan options for nearly every borrower — and you work directly with me from the first call through closing.

4K+ Families Served
200+ Wholesale Investors
100+ Loan Programs
Fast & Simple

Get Pre-Approved Today

We offer fast pre-approvals — from application to keys, we guide you every step of the way.

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Complete our secure online application in minutes

Find Your Home

Make offers using our pre-approval letter with confidence

Get the Keys!

Close quickly and get funded on your home purchase

Our Programs

Loan Programs

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FHA

As low as 3.5% down

VA

$0 down with no monthly MI

Most Popular
USDA

Up to 100% LTV

Conventional

As low as 3% down

Jumbo

Loan amounts above $766,550

Refinance

Lower your rate or tap your equity

"The best investment on earth is earth."

— Louis Glickman

Home Buyers

Get Pre-Approved and Buy with Confidence

Clear guidance, competitive rates, and loan options built around your goals — not a one-size-fits-all approach.

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Refinancing

Lower Your Rate or Tap Your Equity

Refinance to reduce your payment, shorten your term, or access cash for life's next move.

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Technology

Apply Online and Track Your Loan in Real Time

Upload docs, check status, and stay informed from application to closing — all in one place.

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Tell us about the property

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A loan officer will contact you within minutes. In the meantime, you can start your full application online.

Tools

Payment Calculator

Mortgage Payment Calculator

Today's Rates

Updated Sep 14, 2026
Conv 30-Year Fixed 6.250% APR 6.285%
Conv 15-Year Fixed 5.500% APR 5.556%
FHA 30-Year Fixed 5.500% APR 6.405%
VA 30-Year Fixed 5.500% APR 5.533%

Rates shown are for a $300,000 loan amount assuming 740+ credit score, 20% down (Conv), 3.5% down (FHA), 0% down (VA), 0 discount points, and a $1,095 underwriting fee. FHA APR includes financed upfront MIP (1.75%) and monthly MIP (0.55%). VA APR assumes borrower is exempt from funding fee. Rates change daily and your actual rate will vary based on credit score, loan amount, property type, and other factors. APR = Annual Percentage Rate. Not a commitment to lend. NMLS #181106.

Licensed in Ohio, Kentucky & Indiana

Work Directly With Me

Brandon Moryl

Brandon Moryl

Mortgage Loan Originator · NMLS #1678676

I handle every file personally — the first conversation, the structuring, the underwriting problems, and the call on closing day. No call center, no handoffs, no wondering who has your file.

Through Barrett Financial Group I have access to 200+ wholesale investors, which means I can place loans that a single-lender shop has to decline. I work the files other lenders stall on: condo project approvals, self-employed and 1099 income, and closing timelines that leave no room to be slow.

  • FHA, VA, USDA, Conventional, Jumbo, Renovation & Non-QM
  • Condo project approvals and FHA Single-Unit Approvals
  • Self-employed, 1099 and bank statement income
  • Purchase, refinance, and cash-out
Google Reviews

Rated by the People I’ve Closed For

4.8 out of 5 · 35 Google reviews

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