Last updated: September 7, 2026
These Terms & Conditions govern your use of morylhomeloans.com and any communication you receive from Moryl Home Loans. By using this site or submitting a form on it, you agree to these terms.
1. Who we are
Moryl Home Loans is the trade name used by Brandon Moryl, Mortgage Loan Originator, NMLS #1678676. Loans are originated through Barrett Financial Group, L.L.C., NMLS #181106. Licensed in Ohio, Kentucky, and Indiana. License information can be verified at NMLS Consumer Access. Equal Housing Opportunity.
2. No offer or commitment to lend
Nothing on this site is an offer, commitment, or guarantee to lend. Rates, programs, and terms shown are illustrative, subject to change without notice, and depend on credit approval, property appraisal, income and asset documentation, and program eligibility. Any figure produced by a calculator or rate display on this site is an estimate only and is not a Loan Estimate.
3. SMS and text messaging terms
Program description. By providing your mobile number and checking the consent box on a form on this site, by texting us first, or by giving written or verbal consent directly, you agree to receive text messages from Moryl Home Loans related to your loan inquiry or loan file. These include application confirmations and document requests, appraisal and underwriting status, closing scheduling and reminders, appointment confirmations, and occasional follow-up regarding loan programs or rate changes relevant to you.
Consent is not a condition of purchase. You are not required to agree to receive text messages in order to apply for or obtain a loan.
Message frequency. Message frequency varies based on the stage of your inquiry or loan file.
Cost. Message and data rates may apply. Moryl Home Loans does not charge for text messages; your mobile carrier’s standard rates apply.
Opting out. Reply STOP to any message at any time to stop receiving text messages. You will receive a single confirmation and no further messages unless you opt in again.
Help. Reply HELP to any message, email brandon@morylhomeloans.com, or call (513) 951-4611.
Carriers. Mobile carriers are not liable for delayed or undelivered messages.
Privacy. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. See our Privacy Policy for details.
Age requirement. You must be at least 18 years of age to opt in to text messages, to submit a form on this site, or otherwise to use this site. We do not knowingly send text messages to, or collect information from, anyone under 18.
4. Accuracy of information you provide
You agree that information you submit through this site is accurate and that you are authorized to provide the contact information you enter, including any mobile number.
5. Site content and third-party links
Content on this site is provided for general information and may not reflect the most current lending requirements. This site may link to third-party sites, including lender portals and application systems. We do not control and are not responsible for third-party content, availability, or privacy practices.
6. Intellectual property
The content, layout, and graphics on this site are the property of Moryl Home Loans or its licensors and may not be reproduced without permission.
7. Limitation of liability
To the fullest extent permitted by law, Moryl Home Loans and Barrett Financial Group, L.L.C. are not liable for any indirect, incidental, or consequential damages arising from your use of this site or reliance on its content.
8. Changes to these terms
We may update these Terms & Conditions at any time. Changes take effect when posted to this page.
9. Contact
Moryl Home Loans
308 Walnut Street, Lawrenceburg, IN 47025
(513) 951-4611
brandon@morylhomeloans.com